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23 and Me bankruptcy leaves control of genetic data from millions in limbo
April 1, 2025

They wanted to learn about themselves. Now 23andMe customers worry others will take control of their genetic information #ZDLaw #DebtFighters #debtattorney #bankruptcyattorney https://www.latimes.com/california/newsletter/2025-03-30/23andme-bankruptcy-leaves-control-of-genetic-data-from-millions-up-to-highest-bidder-essential-california

Mexican food chain On The Border closes 40 restaurants, files for bankruptcy protection
March 31, 2025

At the time of filing, On the Border had 60 company-operated restaurants and listed estimated assets and estimated liabilities between $10 million and $50 million. According to court records, the company has more than $19 million in “prepetition-funded debt.” #ZDLaw #DebtFighters #debtattorney #bankruptcyattorney https://www.usatoday.com/story/money/2025/03/07/on-the-border-closed-restaurants-bankruptcy/81964284007/

Top Strategies: How to Stop Wage Garnishment Without Bankruptcy
March 31, 2025

Facing wage garnishment and want to avoid bankruptcy? You’re not alone. Many people don’t know that there are effective strategies on how to stop wage garnishment without bankruptcy. This article will explore practical methods such as responding to a creditor’s demand letter, filing an objection with the court, and exploring state-specific remedies. Read on to find out how you can take control of your financial situation. Key Takeaways Swiftly respond to creditor demand letters to potentially stop wage garnishment by negotiating payment plans or settling debts. Filing an objection with the court can contest ongoing wage garnishment, but must be… Read More

Can a Bank Garnishment Be Reversed? Steps to Take Now
March 31, 2025

Yes, a bank garnishment can a bank garnishment be reversed. This article will guide you through the steps needed to stop the garnishment and recover your funds. Key Takeaways Bank garnishment allows creditors to seize funds from a debtor’s bank account through a court order, which can significantly disrupt financial stability. To reverse a bank garnishment, debtors can claim exemptions, challenge the original judgment, or file for bankruptcy, each requiring specific procedural steps. Engaging a local attorney can improve the likelihood of successfully overturning a garnishment, as they provide strategic guidance and ensure compliance with legal processes. Understanding Bank Garnishment… Read More

Seven reasons why Americans pay more for health care than any other nation
March 26, 2025

“We spend more on administrative costs than we do on caring for heart disease and caring for cancer,” said Harvard University economist David Cutler. “It’s just an absurd amount.” #ZDLaw #DebtFighters #debtattorney #bankruptcyattorney https://www.usatoday.com/story/news/health/2024/12/15/why-americans-pay-more-for-health-care/76900978007/

Warnock asks for medical debt protections as clock ticks on new administration
March 24, 2025

Georgia is one of the top five states where residents are burdened with medical debt, according to the health research organization KFF. Overall people in the U.S. owe more than $220 billion in medical debt, and it’s a leading cause of personal bankruptcy in the nation. #ZDLaw #DebtFighters #debtattorney #bankruptcyattorney https://www.ajc.com/news/health-news/the-us-consumer-financial-protection-bureau-has-proposed-a-rule-that-would-prevent-credit-bureaus-from-including-most-medical-debt-in-credit-scores-but-the-clock-is-ticking/NKYE4R7OQ5C4ZMTTG7QQGJBWUY/

Does Bankruptcy Stop Foreclosure of a Home? Here’s What You Need to Know
March 2, 2025

If you’re facing foreclosure, you might be wondering, does bankruptcy stop foreclosure of a home? The short answer is yes, bankruptcy can temporarily halt foreclosure through an automatic stay, giving you time to address missed mortgage payments. In this article, we’ll explore how different types of bankruptcy impact foreclosure and what steps you can take to keep your home. Key Takeaways Filing for bankruptcy provides an automatic stay that halts foreclosure proceedings, offering homeowners critical time to address missed payments and negotiate with lenders. Chapter 7 bankruptcy can temporarily delay foreclosure, while Chapter 13 offers a structured repayment plan to… Read More

Top Methods: How to Stop a Garnishment of Wages Now
February 21, 2025

Wage garnishment can be financially devastating. If you’re searching for how to stop a garnishment of wages, this guide offers actionable steps you can take immediately. From understanding your options to negotiating with creditors, we’ll break down the most effective ways to protect your earnings. Key Takeaways Wage garnishment occurs when a court orders employers to withhold earnings to satisfy debts, often following legal judgments. Assessing one’s financial situation and seeking legal help are critical first steps in responding to wage garnishment, along with exploring negotiation or exemption options. Long-term strategies such as debt nego, credit counseling, and bankruptcy can… Read More

Income Limits for Chapter 7 in Florida: What You Need to Know
February 16, 2025

Income Limits for Chapter 7 in Florida: What You Need to Know Chapter 7 is the most popular form of bankruptcy – But, it’s not available to everyone. The U.S. Bankruptcy Code places strict income requirements to file Chapter 7, with the Florida bankruptcy means test is a critical component in determining eligibility. Here, we’ll discuss the finer details of the income limits for Chapter 7 in Florida, including: How to Calculate Your Income Chapter 7 Means Test Special Considerations Alternative Debt Relief Options if You Don’t Qualify If you have specific questions about the income limit to file Chapter… Read More

How to Dispute Negative Items on a Credit Report That Are Not Correct
February 15, 2025

Finding negative items on a credit report that are not correct can be frustrating and harmful to your credit score. This article will help you identify these errors and guide you through the steps to dispute and remove them effectively. Key Takeaways Identifying and disputing incorrect negative items on your credit report is crucial for maintaining and improving your credit score. Preparing a detailed dispute, including gathering supporting documents and writing a clear dispute letter, increases the chances of a favorable resolution with credit bureaus. Regular monitoring of your credit report and proactive measures against identity theft can help prevent… Read More