Sued by Credit Corp Solutions? 5 Steps You Can Take Now.
If you have been sued by the company Credit† Corp Solutions, you are not alone.
Who is Credit Corp Solutions?
Credit Corp Solutions is a debt collection agency. According to the Florida Division of Corporations, Credit Corp Solutions’ principal address is 121 W. Election Road, Suite 200, Draper, Utah 84020.
Credit Corp Solutions is not BBB accredited but still has a B rating, with 78 complaints in the last 3 years (as of 11/11/21).
The Consumer Financial Protection Bureau complaint database shows 165 complaints (as of 11/11/2021 – with a 3 year lookback).
Who is Tasman Credit?
Credit Corp Solutions collects under the name of Tasman Credit Corp in Alabama, Tennessee, Virginia, and Wisconsin. It runs under the name of Tasman Credit in New Hampshire, New York, and Connecticut.
Who is Credit Corp Collections Agency?
In Nevada and Indiana, Credit Corp Solutions trades under the name Credit Corp Collections Agency.
Why have I been sued by Credit Corp Solutions?
Credit Corp Solutions is a debt collection agency. Sometimes, after an account goes into delinquency, the creditor decides to sell the debt to another party. Credit Corp Solutions is a company that buys these debts. Therefore, if Credit Corp Solutions has sued you, it is probably because they now own a debt that you once owed to another creditor.
Is there a class action lawsuit against Credit Corp Solutions?
There have been a number of class action lawsuits filed against Credit Corp Solutions.
A 2017 New York lawsuit claims that Credit Corp Solutions, doing business as Tasman Credit, failed to properly identify who the original creditor was, along with the amount of the debt.
Another lawsuit filed in New York in 2017 claims that Credit Corp Solutions, again doing business as Tasman Credit, did not clearly specify how much the consumer would need to pay to satisfy the debt, even though it is obligated to do so.
How to dispute Credit Corp Solutions?
1. Show Up
First, don’t bury your head in the sand! Florida Courts are divided into 3 levels depending on how much the lawsuit is for: small claims, county court, and circuit court. In small claims cases, a defendant is required to attend a hearing early on called a “case management conference”; whereas in county court and circuit court, the defendant has 20-days to file a written response from the day the lawsuit papers are served. If a defendant doesn’t appear (in small claims) or they fail to respond (in county court or circuit court), the court will likely enter a default judgment against them. Make sure to respond (or hire someone to do so) so you don’t lose off the bat!
2. Review the claim
Next, review the records from the case. When a lawsuit is based on the records of another company, it may be that the records are inaccurate. Review the claim and don’t assume it is correct just because they have written it. See if the claim and the amount are accurate.
3. Consider your options
Evaluate the alleged debt from the lawsuit, along with your other debt and your income. Is there a defense to the claim? Can you realistically afford settlement, or does it make more sense to consider bankruptcy? Here is where you may want to have a free consultation with a debt resolution professional who can help you to objectively review your options.
Assuming bankruptcy is not your best option and depending on the merits of your case, negotiation may be the next best step. If you hire a debt settlement attorney to assist you with the lawsuit, your attorney will negotiate for you. However, if you are determined to go it alone, you are generally better talking to the opposing firm than doing nothing (*this is a generalization; each situation is different). Just keep in mind, they are not looking out for your best interest. They are likely not going to tell you about your defenses to the lawsuit or your protections from collection. Their job is to get you to pay.
5. Any Settlement Agreement Should be in Writing
Finally, if you reach a settlement agreement, even if you are representing yourself, your agreement should be in writing.
Questions on Your Credit Corp Solutions Lawsuit?
We offer a complimentary consultation with our experienced attorneys. We’ll evaluate your case and review your options with you.
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