Blog

Did a debt collector contact you after you hired a lawyer? Learn what the FDCPA and Florida law say, what to save, and what to tell your attorney.

Got a Florida small claims summons over a debt? Learn what happens at the pretrial conference, what to bring, and how mediation works before you go.

A Florida bank account freeze can hit before notice arrives. Learn how bank garnishment, IRS levies, and exemptions affect what a creditor can take.

Facing a Florida debt lawsuit in Tampa or Clearwater? Learn how venue rules, the 20-day deadline, and debt buyer defenses can affect your case.

How to look up a Pinellas County debt lawsuit through the Clerk, what the docket actually tells you, and why finding the case online doesn’t start your 20-day clock.

A debt buyer has to prove it owned your account when it sued. Here’s how Florida standing works, what a bill of sale must show, and your 20-day deadline.

Florida debt lawsuit mediation: what to bring, the 20-day answer deadline that quietly decides cases, and how to set your limit before you negotiate.

Can a Florida debt collector add attorney fees to what you owe? Only if a contract or statute allows it and a judge awards them. Free case review.

How to dispute credit report errors with Equifax, Experian, and TransUnion: what to send, the 30-day deadline, and what to do if it comes back verified.

A Florida default judgment doesn’t mean the creditor gets everything. Learn what they can collect, your Chapter 222 exemptions, and how to fight back.