Blog - The Law Office of Michael A. Ziegler, P.L.


Tips for Protecting Your Credit Card Information
May 5, 2017

In today’s day and age, identity is determined electronically. Your finances are directly associated with your bank account and credit card information. This makes it more important than ever to protect your identity and your credit card information. Here are some tips from debt collection defense attorneys on how to make sure your credit card information stays secure. Debt Collection Defense Attorneys Recommend These Tips for Secure Credit Card Information Keep Your Credit Card to Yourself It’s important to keep your credit card in a safe place. Chances are, it’s usually in your wallet, which is usually on your person. There are… Read More

20 Simple Ways to Save Money Every Day
May 1, 2017

Keeping a close eye on your finances is a must if you are on your way to Financial Health. If you are constantly wondering how to save some dollars so you don’t have to file for bankruptcy, this list is for you. You don’t have to be a financial genius to save money. Here are 20 ways you can do it every day. You Won’t Have to File for Bankruptcy Later if You Save Your Money Now Turn off the lights every time you leave the room. Use an app that rounds your expenses to the nearest dollar and deposits them in a… Read More

Will an Employer Hire Me if I File for Bankruptcy?
April 28, 2017

Declaring bankruptcy in Florida is hard enough for most people. Many people are concerned that it can affect their future career. There are two possible employment-related issues that can fall under this. The first involves being in a job and wondering whether you’ll be fired because you filed for bankruptcy and the other is if you will be hired despite this. Will Declaring Bankruptcy in Florida Keep Me From Getting a Job? Under the bankruptcy code, you cannot be terminated by any private firm because you declared bankruptcy. However, the hiring process is an entirely different ballgame. Nowhere in the law… Read More

Important Tips To Avoid A Cash Flow Crisis
April 23, 2017

Introduction: The most important and basic element in the success of any business is the flow of money. It is important because it keeps the business intact. Therefore, keeping the track all the money which is going in and out is very much essential. Remember, your business may produce a large amount of profit but if your money is tangled in stock, you may be unable to pay your suppliers, which could prove very much dangerous for the reputation of your business. Here are some important tips which could prove helpful in avoiding a cash flow crisis. Set up a… Read More

Do Debt Buyers Follow the Same Rules as Debt Collectors Under the FDCPA?
April 17, 2017

For a lot of people, debt is a sore topic. They either don’t want to talk about it because they’re scared of how technical it can be, or they ignore it because they don’t think it’s important. You may not even realize that you aren’t dealing with the original debt in some cases. For example, did you know that debt can be bought? If you didn’t, then you will be surprised when, after taking a loan from a small financing company, suddenly a big agency is threatening to sue because you defaulted on your payments. Debt Collection Harassment Attorney Covers… Read More

Red Flags for Debt Negotiation Resources
April 14, 2017

The process of debt negotiation is a complicated process to navigate for anyone. That’s why a lot of people prefer to hire a settlement company to mediate between them and their creditors. If you’re unfamiliar with this debt negotiation process, as many are, this is when you are able to settle with you creditor at a lower amount that what’s due. However, instead of paying the creditor, your payments will go to the arbitrating company. Ask a bankruptcy lawyer in Pinellas for advice before you seek one of these options. Bankruptcy Lawyer in Pinellas Warns Against Debt Negotiation Resources Since debt… Read More

Go-Kart Tracks: Things You Should Know
April 11, 2017

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The Credit CARD Act
April 10, 2017

Most of the country uses credit cards for even the most basic purchases. It’s important to understand the laws that govern them, so you know when you’re being taken advantage of. The law that helps attorneys in Pinellas protect consumers from dishonest credit practices is the Credit Card Accountability Responsibility and Disclosure (“CARD”) Act of 2009. Attorneys in Pinellas Know How the Credit CARD Act Can Protect You Despite how they affect everyone, laws like this are not always easy to comprehend. They’re filled with jargon that might appeal to representatives, but not so much to the people they’re representing. Here is… Read More

Financial Apps to Help You Save
April 3, 2017

Saving money is fun when you start to see it accumulate. With today’s technology, organizing your finances can be as easy as downloading the latest app. Who needs an accountant with these great financial apps, recommended by a debt litigation attorney, to help you save money? Debt Litigation Attorney Recommends These Financial Apps Acorns This app turns your spare change into an investment! If you’re just getting started in building a portfolio, this app is a great way to get your feet wet. It recommends and designs an Investment Portfolio for you and uses your spare change to make the investment.… Read More

Determining What Debts to Pay Off First
March 31, 2017

When you are in debt, it can seem overwhelming at times. There’s only so much money to go around, and figuring out where to put your funds first can be confusing. If you are wondering which debts to pay off first, this list, created by a bankruptcy attorney in Tampa, is for you. Debts to Pay First According to a Bankruptcy Attorney in Florida Good Debt Versus Bad Debt There is a difference between the type of debt you have accumulated. Good debt is described as anything that can improve your financial situation. For example, a house or student loan is… Read More