Blog

A Florida default judgment doesn’t mean the creditor gets everything. Learn what they can collect, your Chapter 222 exemptions, and how to fight back.

Planning to file bankruptcy in Florida? Avoid the 90-day mistakes that wreck a case — paying back family, big charges, moving assets, and draining retirement.

In 2025, 17 debt collectors filed 27,057 lawsuits in Hillsborough County. See who sued Tampa residents most — and what to do if one of them sued you.

Getting debt collection texts in Florida? Learn what to save — full threads, timestamps, STOP replies — to protect your rights under the FDCPA and FCCPA.

We pulled Pinellas County’s 2025 court records: 17 debt collectors filed 14,314 lawsuits. See who sued the most – and what to do if one of them sued you.

Car repossessed in Florida? See how Chapter 7 and Chapter 13 bankruptcy can stop the sale, wipe a deficiency balance, or help you keep the vehicle.

Missed your 341 meeting of creditors in Florida? It’s serious but often fixable if you act fast. Here’s how to reschedule and protect your bankruptcy case.

How long can a collector sue you on an old Florida credit card? The 5-year vs 4-year statute of limitations, the restart trap, and how to fight back.

What does it cost to defend a Florida debt lawsuit? Often less up front than you fear — here’s where court costs really hit, and how to limit your exposure.

You answered the debt lawsuit — now what? Florida discovery, motions, settlement, and when bankruptcy beats fighting, from a Clearwater debt-defense attorney.