Blog
By Michael A. Ziegler, Esq., Ziegler Diamond Law If you filed in Pinellas, Hillsborough, or anywhere else in Florida, the proceedings held under Section 341 of the Bankruptcy Code may have lasted less than 10 minutes, but the next 60 days matter because objections to discharge are usually tied to the first date set for that meeting of creditors. Most Florida 341 meetings are short. What matters more is what happens in the days and weeks after you file your bankruptcy petition. That short meeting does not end your case. It clears one checkpoint, and then your bankruptcy keeps moving.… Read More
Most Florida bankruptcy filers keep their car. Mike Ziegler walks through Florida exemptions, the 910-day cramdown rule, and Chapter 7 vs Chapter 13 options.
Most Florida bankruptcy filers can keep using their bank account after filing — unless you owe the same bank money, hold non-exempt funds, or moved money recently. Here’s what to know.
The Middle District of Florida covers 35 counties and 4 divisions: Tampa, Orlando, Jacksonville, and Ft. Myers. A 13-year practicing attorney explains why your division matters.
Most Florida bankruptcy attorneys offer payment plans. A Clearwater attorney explains how Chapter 7 and Chapter 13 payment plans differ, and why $0-down isn’t what it sounds like.
Chapter 7 bankruptcy in Florida typically costs $1,500–$2,500 total. Breakdown of attorney fees, court filing fees, courses, and what drives variation.
A Clearwater bankruptcy attorney breaks down the actual cost of Chapter 7 and Chapter 13 in Florida, why we don’t offer $0-down filings, and how our payment plans work.
Yes — Florida bankruptcy trustees review bank statements, usually 2 to 6 months in Chapter 7 and up to 12 months in Chapter 13. What they look at, what raises flags, what to do before filing.
The complete list of required questions every Florida bankruptcy trustee asks at the 341 meeting, plus the case-specific follow-ups that come up in real cases.
Most 341 meetings in Florida run 5 to 15 minutes. A Clearwater attorney explains what extends the meeting, what shortens it, and the timing differences across the Middle District of Florida.