5 Most Common Types of Truck Accidents
March 2, 2023

Truck accidents can cause serious injuries and even death to those involved. In fact, the most recent large truck and bus crash facts published by the Federal Motor Carrier Safety Administration (FMCSA) suggest that there are roughly 4 to 5,000 fatal truck/bus accidents every year. Generally, the five most common types of trucking accidents include:  Rear-End Collisions Rollover Accidents Jackknife Accidents Truck Underride Accidents Wide-turn Accidents At Ziegler Diamond Law, our truck accident lawyers have seen firsthand the devastating effects these accidents can have on victims and their families. If you or your loved one has suffered significant injuries resulting… Read More

Responsibility for Injuries in a Rideshare Accident
February 24, 2023

Rideshare companies like Uber and Lyft have become increasingly popular in recent years, but with more cars on the road come more accidents. When it comes to accidents involving rideshare drivers, determining liability can be complex. Generally, a rideshare accident lawsuit or personal injury case requires a different process and understanding of the law than a regular car accident.  It‘s crucial for those involved in rideshare accidents with an Uber or Lyft Driver to understand their rights and seek the help of an experienced attorney to determine liability and pursue compensation. At Ziegler Diamond Law, our experienced Florida rideshare accident… Read More

What Are The 5 Most Common Credit Reporting Errors?
February 15, 2023

Most consumers understand the importance of an accurate credit report. That’s because credit reporting errors can result in lower credit scores, higher interest rates, difficulties obtaining credit, and a tarnished reputation. With that in mind, the three major credit reporting companies (i.e., Experian, TransUnion, and Equifax)  are good at what they do but still make errors. Additionally, creditors and debt collection companies can make mistakes when reporting your information to credit reporting agencies.  These mistakes could lower credit scores, making it more difficult and expensive to borrow money or even impossible. To protect yourself and ensure your credit report is… Read More

How Does Bankruptcy Affect Future or Current Employment?
January 25, 2023

Declaring bankruptcy can affect your finances, emotions, reputation, and, potentially, your employment. It’s illegal for an employer to terminate or refuse to hire you due to bankruptcy filings. However, they can consider your credit score and credit report in many cases when making hiring decisions. That’s especially true for certain occupations like lawyers, financial professionals, and roles requiring security clearances. Whether you are about to file bankruptcy or are currently in the bankruptcy process, it’s essential to understand what your current or future employers can consider regarding your employment. This article discusses the following: Will I Lose My Job Due… Read More

How to Fix My Credit Score After Bankruptcy
January 17, 2023

Are you thinking about declaring bankruptcy or already in the process? If so, it’s vital to understand how a successful bankruptcy petition can affect your credit score and your financial future. For starters, bankruptcy can significantly impact your credit score, and it may be difficult to obtain credit or loans in the future.  However, bankruptcy can also provide much-needed debt relief and a fresh financial start. In addition to bankruptcy protection, other debt-relief options are possible, like a debt consolidation loan, debt negotiation, debt settlement, and debt collection lawsuit defense.  These debt relief options can help you to repay debts… Read More

Am I Eligible to File For Bankruptcy?
January 9, 2023

Are you overwhelmed with seemingly endless debt? You’re not alone. According to the American Bankruptcy Institute, year-over-year bankruptcy filings are on the rise across the U.S.  If you owe money you can’t afford to pay back, it may be in your best interest to consider different debt relief options, like a credit counseling course, debt consolidation, debt repayment plan, debt settlement, or even initiating bankruptcy proceedings. This article will focus on everything you need to know about eligibility for declaring bankruptcy. Continue reading to learn: What is Bankruptcy? What Are the Most Common Types of Bankruptcy What is Chapter 7… Read More

The Dangers of Identity Theft
December 30, 2022

According to the Federal Trade Commission (FTC), recent increases in criminal identity theft and identity fraud have resulted in more identities stolen than ever before. The financial consequences of identity theft can be devastating, but they aren’t the only dangers to worry about.  When an identity thief secures your personally identifiable information, it could result in significant harm to your bank and investment accounts and so much more. That includes damage to your career, reputation, credit reports, and even criminal charges.  This article contains valuable tips, information, and steps to prevent, identify, and handle personal data breaches. Continue reading to… Read More

Can a Creditor Harass Me After Bankruptcy Discharge?
December 22, 2022

When consumers file bankruptcy, they often wonder whether a debt collector can still collect on a debt discharged in bankruptcy. The answer: No. Creditors must cease trying to collect discharged debt from bankruptcy filers. Why Can’t Creditors Collect a Debt From Me After Filing Bankruptcy? Generally, the moment you file a petition for Chapter 7 or Chapter 13, the bankruptcy court issues an automatic stay on dischargeable debts. This is an automatic court order issued upon the bankruptcy filing. During this time, a creditor can’t collect a “consumer debt” and must stop collection efforts. If collectors are in violation of… Read More

FCRA Claims – Identity Theft
December 13, 2022

Did you know that every year, 1 in 20 Americans are victims of offline and online identity theft? That accounts for billions of stolen money and countless ruined credit reports. Generally, the most common types of identity theft include, but are not limited to: Unauthorized use of debit or credit cards Criminals opening new credit accounts in your name Account takeovers of Government, identification, job, or tax fraud Whether you’ve just received an initial fraud alert or you’ve noticed fraudulent activity on your credit report, the result of identity theft (that’s not handled correctly) can be complete financial devastation. That… Read More

How To Get Health Care If You Don’t Have Medical Insurance
December 7, 2022

If you’re an uninsured person who’s behind on payments or unable to cover any cost associated with your healthcare, you’re not alone. Despite more than 90 percent of Americans having some form of healthcare coverage, a recent analysis of medical debt in the U.S. suggests that 1 in 10 American adults owe medical debt. According to the research, lack of adequate insurance coverage is a major reason why there is so much unpaid medical debt. In most cases, patients would gladly pay for medical services, but they don’t have the money to pay out of pocket. That’s especially true of… Read More