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Are you facing unbearable debt and considering bankruptcy? If so, the good news is there are ways to file bankruptcy and keep car. In this guide, we’ll walk you through the ins and outs of filing Chapter 7 or Chapter 13 bankruptcy in Florida and keeping your vehicle at the same time. If you’re worried about claiming bankruptcy and keeping your car or other property during the liquidation or debt repayment process, our attorneys are here to help. Contact us today to schedule an appointment with a proven bankruptcy lawyer in Florida. Step 1: Determine Eligibility for Car Exemption: Understanding… Read More

If you’re a homeowner facing financial hardships that make it impossible to make your mortgage payments, you may want to consider a short sale. Generally, this involves selling your property for less than you owe on your mortgage with your lender agreeing to accept it as full payment. While this is typically a more favorable route than going through the foreclosure process, navigating the ins and outs of short selling usually requires the expertise of a seasoned legal professional. At Ziegler Diamond Law, our Florida short sale lawyers are here to help you understand the legal and financial implications involved,… Read More

Imagine receiving a summons for a bankruptcy adversary proceeding. Your heart races, and a flurry of questions fill your mind. What does this mean? Why am I being sued? How do I respond? Don’t worry; we’ve got you covered. This post will guide you through the critical aspects of bankruptcy adversary proceedings, from understanding the roles of the plaintiff and defendant to exploring common reasons for being sued, and finally, delving into strategies for defending yourself and the role of legal representation. Key Takeaways Adversary proceedings in bankruptcy are separate lawsuits with distinct roles for the plaintiff and defendant. Common… Read More

Florida has long been known as a hotbed for accidents. That includes car accidents, motorcycle collisions, truck accidents, and more. But, are you curious about the statictics behind the reputation? In this guide, we’ll explore preliminary data on Florida’s car accident statistics for the first half of 2023. Get started now. Most Common Types of Traffic Crashes in Florida Here is a breakdown of the data for the entire state of Florida from January 1, 2023, to July 6, 2023 :   Types of Traffic Accidents Total Numbers All Crashes 196,355 Fatalities From All Crashes 1,688 Injuries from All Crashes… Read More

Facing financial difficulties is a challenge that many small businesses inevitably encounter. Navigating the labyrinth of bankruptcy law can be daunting, but understanding the options and processes, such as how to file business bankruptcy, can empower you to take control of your financial future. Short Summary Understand the different types of bankruptcy available and assess your financial situation. Consult a business bankruptcy lawyer to understand risks, prepare documents, and navigate the process. Rebuild credit post-bankruptcy through responsible use of credit and effective management strategies. Understanding Business Bankruptcy Options When financial hardship hits, it’s essential to understand the options available. Business… Read More

In the words of Florida’s Governor, Ron Desantis, Florida’s legal system is a “hell-hole” compared to other states in the country. However, the proposed changes to the current tort system via bill HB 837 seek to change that and put an end to frivolous lawsuits and excessive litigation.  Proponents of the bill believe these changes will make Florida’s legal system more balanced, fair, and transparent. At the same time, opponents fear that it could limit access to justice for individuals who have suffered harm just to thwart a few bad actors, which may not be worth it.  Continue reading to… Read More

Truck accidents can cause serious injuries and even death to those involved. In fact, the most recent large truck and bus crash facts published by the Federal Motor Carrier Safety Administration (FMCSA) suggest that there are roughly 4 to 5,000 fatal truck/bus accidents every year. Generally, the five most common types of trucking accidents include:  Rear-End Collisions Rollover Accidents Jackknife Accidents Truck Underride Accidents Wide-turn Accidents At Ziegler Diamond Law, our truck accident lawyers have seen firsthand the devastating effects these accidents can have on victims and their families. If you or your loved one has suffered significant injuries resulting… Read More

Rideshare companies like Uber and Lyft have become increasingly popular in recent years, but with more cars on the road come more accidents. When it comes to accidents involving rideshare drivers, determining liability can be complex. Generally, a rideshare accident lawsuit or personal injury case requires a different process and understanding of the law than a regular car accident.  It‘s crucial for those involved in rideshare accidents with an Uber or Lyft Driver to understand their rights and seek the help of an experienced attorney to determine liability and pursue compensation. At Ziegler Diamond Law, our experienced Florida rideshare accident… Read More

Most consumers understand the importance of an accurate credit report. That’s because credit reporting errors can result in lower credit scores, higher interest rates, difficulties obtaining credit, and a tarnished reputation. With that in mind, the three major credit reporting companies (i.e., Experian, TransUnion, and Equifax)  are good at what they do but still make errors. Additionally, creditors and debt collection companies can make mistakes when reporting your information to credit reporting agencies.  These mistakes could lower credit scores, making it more difficult and expensive to borrow money or even impossible. To protect yourself and ensure your credit report is… Read More

Declaring bankruptcy can affect your finances, emotions, reputation, and, potentially, your employment. It’s illegal for an employer to terminate or refuse to hire you due to bankruptcy filings. However, they can consider your credit score and credit report in many cases when making hiring decisions. That’s especially true for certain occupations like lawyers, financial professionals, and roles requiring security clearances. Whether you are about to file bankruptcy or are currently in the bankruptcy process, it’s essential to understand what your current or future employers can consider regarding your employment. This article discusses the following: Will I Lose My Job Due… Read More