Phone scams run rampant in today’s society, and the financially related phone scams are no exception. Because of our work with debt collection harassment laws in Florida, we try to stay apprised of phone scams currently happening so that we are able to warn people about them. Here are the latest in phone scams right now.
Debt Collection Harassment Laws in Florida can Protect You From These Scams
Can You Hear Me
The goal behind this phone scam is simple. The scammer pretends not to be able to you hear you so that you give them a positive answer. The question is, “Can you hear me,” and their goal is to record you saying yes. They then use this affirmative to lock you into an agreement to pay something. You can find yourself in a big battle after one of these phone calls, so beware of what you say to callers you don’t know. Your “Yes” could be recorded as a method to authorize charges on your card.
Warrant Scam
This one is scary because unless you have some legal knowledge, it’s easy to fall for. In fact, the FTC has made it a priority lately to warn against this particular scheme. In this scam, a number will call you and the person on the other end will tell you that there is a warrant out for your arrest due to IRS debt or missed jury duty. They will then begin to try to convince you to make the payment over the phone, or wire the payment through a money service. In reality, a warrant will never be issued over the phone and you can only be notified by being served papers. If you ever receive a phone call like this, verify what court they are from and then look up the court and call back to confirm. Most likely, they will have nothing on record since this is not how cases like this are handled.
Debt Collection Scam
Debt collection scams are on the rise right now, so be wary of debt collectors that seem to appear out of nowhere. When tax refund season comes around, these scammers get more aggressive than ever. As a consumer, you have a right to a proof of your debt. Request the details of your debt in a letter via mail, and never give information to a company or debt collector you are not familiar with.
Source: FTC Consumer
