Category: Collection Harassment


New Limitations on Debt Collectors Are Coming: We’ve Boiled It Down
February 1, 2021

If you are struggling with debt, you will want to know about the latest debt collection limitations rules released  on December 18, 2020, that cover Information debt collectors must reveal to you about your debt When debt collectors can add information to consumer credit reports Limits on actions regarding debts that are past the statute of limitations for litigation Last month we told you that the Consumer Financial Protection Bureau (CFPB), after seven years of preparation, was releasing the Final Rule of the Fair Debt Collection Practices Act (FDCPA). The Final Rule was released in three parts, and last month… Read More

Is Debt Parking Ruining Your Credit?
January 18, 2021

Last month, we advised you to check your credit report throughout the year. But you are not only checking for errors. One of the things you are looking for is whether you may be a victim of debt parking, sometimes referred to as passive debt collection. When you check your credit report, you may find it contains mistakes that indicate delinquent debts that you already paid or never owed at all. Those faulty debts are not always caused by mistakes. Unethical debt collection companies have been placing fake debts on consumer credit reports for the sole purpose of coercing payment… Read More

Debt Collectors Following You on Instagram? What You Need to Know
January 4, 2021

The law governing consumer debt collection is changing. For starters, third-party debt collectors will soon be able to contact you on social media. Just what we all wanted, debt collectors friending us on Facebook. But there’s a whole lot more. For seven years, the Consumer Financial Protection Bureau has been working on the Final Rule to apply the Fair Debt Collection Practices Act.  Whether you know it or not, if you are one of the 68 million American adults in debt collection, this will have a big impact on you. The National Law Review calls these updates “the most significant… Read More

Mortgage Companies Creating Hurricane Irma Forbearance Default
April 17, 2018

Mortgage Companies are creating defaults in mortgages by failing to modify loans after a hurricane forbearance, causing impaired credit, foreclosure threats

How Do I Get Debt Collectors to Stop Calling My Job?
May 15, 2017

Everyone incurs a debt at some point in their lives, and as much as they want to take responsibility for it. Call Us: (727) 538-4188.

Tips for Protecting Your Credit Card Information
May 5, 2017

some tips from debt collection defense attorneys on how to make sure your credit card information stays secure. Call Us: (727) 538-4188.

Do Debt Buyers Follow the Same Rules as Debt Collectors Under the FDCPA?
April 17, 2017

Debt collectors and debt buyers follow the same rules? The legality of this is covered by the Fair Debt Collection Practices Act (FDCPA).

The Credit CARD Act
April 10, 2017

Most of the country uses credit cards for even the most basic purchases. Call Now For a Free Case Evaluation Clearwater: (727) 538-4188

The Latest in Phone Scams for 2017
March 27, 2017

Phone scams run rampant in today’s society, and the financially related phone scams are no exception. Call Us: (727) 538-4188.

Commonly Missed Items That Should Be In Your Household Budget
March 24, 2017

Determining your household budget, you need to make sure that you are accounting for every item that you will be spending money on.