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Simply put, time-barred debts are debts that can no longer be collected through suing the debtor because a certain amount of time has passed.
A recent Tampa Bay Times article reports on a Palm Harbor couple who has filed for bankruptcy a stunning 14 times between 2002 and 2013.
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Firm and its iconic managing partner were the topic of controversy during their high point, both for their legal practices and for their lavish indulgences.
So unless the loan has been refinanced or modified, both spouses are still legally responsible to the bank in a foreclosure if the loan falls behind.
the Fair Debt Collection Practices Act (“FDCPA”), and held that debt collection violations that occur during a foreclosure case.