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Slip and fall accidents are a leading cause of many personal injury claims. In many cases, they lead to devastating injuries, expensive medical bills, lost wages, and more. As such, understanding what constitutes a ‘slip and fall’ personal injury accident can be the difference between footing the bill yourself and receiving maximum compensation for your injuries. The good news is that Florida slip and fall laws have specific statutes and legal processes that govern how these cases should be handled. Here, we’ll discuss the ins and outs of proving slip and fall cases in Florida, including how liability is handled,… Read More

Chapter 7 bankruptcy Florida (i.e., Liquidation bankruptcy or straight bankruptcy) is a legal procedure that can help most people eliminate most of their non-exempt debts. There are federal bankruptcy laws and state bankruptcy laws. In terms of Chapter 7 bankruptcy Florida, there are specific laws in place that differ from other states. It’s much easier to choose the right debt relief options for your specific situation when understanding the differences between Florida, other states, and federal codes. Here, we’ll take a look at the process, general requirements, and potential benefits of filing Chapter 7 in Florida. Need additional help? Our Chapter… Read More

Florida’s personal injury laws are complex, constantly changing, and highly nuanced. Knowing the essential aspects of these accident laws can help ensure your rights are protected and you receive fair compensation for injuries caused by negligent parties. Here, we’ll detail eight of the most important aspects of Florida accident laws, including how they can impact your case. If you have questions pertaining to your specific case, we’re here to help. Contact Ziegler Diamond Law today for a free consultation with an experienced personal injury attorney in Florida. 1. Florida Personal Injury Statute of Limitations One of the most important things… Read More

The process of combining all your eligible debts into a single payment with debt consolidation could provide a lifesaver for those who are struggling to survive financial hardships. The objective is to streamline your financial management, and perhaps lower the interest rate. Many people who are considering consolidation of debt aren’t certain the impact it will have on the credit score of their clients. So you may wonder, does debt consolidation hurt credit or how does debt consolidation hurt your credit? We’re here to help to understand the implications of consolidating your debts, and clarify your doubts so that you… Read More

Facing eviction can be a scary and stressful situation. For many renters filing for bankruptcy is a viable temporary solution as it can help with easing financial burdens and pausing eviction process. But how well does bankruptcy work when it comes to stopping an eviction? Let’s take a look into the connection between bankruptcy and eviction while discussing the automatic stay, specific conditions by state and the advantages/disadvantages of turning to bankruptcy as a means to stop eviction. Quick Answer: Yes, bankruptcy can temporarily halt the eviction process, but it’s not a guarantee. It’s recommended that you seek the help… Read More

One of the most common questions we get at Attorney Debt Fighters is, “Can I file chapter 13 after chapter 7?” In most cases, the answer to that question is “yes.” However, this decision requires careful planning and a deep consideration of the impact it could have on your credit score. In this article we’ll take a deep dive into the reasons why someone might need to file chapter 13 after chapter 7, how soon can you file chapter 13 after 7, the process, and common challenges. Need more personalized information? Contact us today to schedule your free consultation with… Read More

Financial distress is difficult for everyone, but no more so than for individuals worried about the safety of their hard-earned savings stashed in retirement funds. As such, many are concerned about whether retirement accounts and bankruptcy can coexist without destroying their financial future. The good news is most retirement accounts are protected during the bankruptcy process. That includes full protection of employer-sponsored plans like 401(k)s and IRAs, up to a certain amount. Further, some states offer additional protections. Continue reading to learn more about how to keep your retirement funds safe during tough financial times. Types of Retirement Accounts and… Read More

Every year between 400,000 and 500,000 people file bankruptcy in the U.S. This legal process helps individuals and businesses get much needed relief from debts they can no longer pay. But it’s important to note that not all debts can be discharged via bankruptcy process. In fact, there are many types of non dischargeable debt bankruptcy that can’t be eliminated by filing chapter 7 or chapter 13. As such, these debts remain the responsibility of the debtor even after you’ve completed the bankruptcy process. Types of Non Dischargeable Debts in Bankruptcy What Are Non-Dischargeable Debts? If you’ve ever wondered “What… Read More

Bankruptcy isn’t an easy process. It will certainly have an impact on your credit report. However with proper planning and disciplined execution, bankruptcy can offer you fresh start. One of the main drawbacks is the long-term effects it can have on your credit history. In this article we’ll explore answers to the following questions: How long does a bankruptcy stay on your credit report? Why does bankruptcy stay on credit report for so long? How to rebuild your credit post-bankruptcy? If you’re considering bankruptcy, you’re not alone. The debt attorneys at Ziegler Diamond Law are here to help walk you… Read More

Homeownership is the ultimate dream for many people. Unfortunately, some mortgage companies take advantage of this and engage in predatory lending practices that can turn that dream into an absolute nightmare, so many may wonder, “can I sue mortgage company?” “how do I sue my mortgage company?” or “what are reasons to sue a mortgage company?”. Not only can predatory lending leave borrowers trapped in high-interest loans, but they’re also saddled with unfair terms. This can (and usually does) result in financial hardship, stress and even the loss of their homes. If you or a loved one have been a… Read More