Blog


Does Florida’s FCCPA Cover Original Creditors?
November 5, 2026

Florida’s FCCPA covers original creditors collecting consumer debts, not just collection agencies. Learn what conduct is illegal, your deadlines and remedies.

Florida Debt Validation: Your 30-Day Dispute Rights
November 5, 2026

Got a Florida debt collection notice? You have 30 days from receipt to dispute in writing and make the collector pause and verify. Here’s how to send it.

Can a Collector Report Disputed Debt in Florida?
October 22, 2026

Can a collector report a debt you dispute in Florida? Yes, but it must be marked disputed. How to dispute, the two 30-day deadlines, and what to do next.

How to Answer Florida Requests for Admission
October 15, 2026

How to answer Florida requests for admission in a debt lawsuit: the 30-day deadline, admit or deny rules, objections, and what to do if you missed it.

Florida Debt Collection Deadlines: FDCPA and FCCPA Claims
October 15, 2026

Florida debt collection deadlines: how long a creditor can sue under Fla. Stat. 95.11, plus your 1-year FDCPA and 2-year FCCPA claim deadlines.

Debt Collector Contacted You After You Hired a Lawyer?
October 1, 2026

Did a debt collector contact you after you hired a lawyer? Learn what the FDCPA and Florida law say, what to save, and what to tell your attorney.

What Happens at a Florida Small Claims Conference
October 1, 2026

Got a Florida small claims summons over a debt? Learn what happens at the pretrial conference, what to bring, and how mediation works before you go.

Can a Florida Creditor Freeze Your Bank Account?
September 17, 2026

A Florida bank account freeze can hit before notice arrives. Learn how bank garnishment, IRS levies, and exemptions affect what a creditor can take.

Florida Debt Lawsuit Venue Rules for Tampa and Clearwater
September 17, 2026

Facing a Florida debt lawsuit in Tampa or Clearwater? Learn how venue rules, the 20-day deadline, and debt buyer defenses can affect your case.

How to Check a Pinellas County Debt Lawsuit
September 4, 2026

How to look up a Pinellas County debt lawsuit through the Clerk, what the docket actually tells you, and why finding the case online doesn’t start your 20-day clock.