Category: Foreclosure Defense
Wondering, “How long does a foreclosure take in Florida?” The foreclosure process in Florida typically ranges from 8 months to over a year. This timeline can vary depending on several factors, including the homeowner’s actions, the lender’s responsiveness, and the court’s schedule. For example, if a homeowner contests the foreclosure or applies for a loan modification, these actions can delay the process. Additionally, delays in court hearings or the lender’s legal procedures may further extend the timeline. In some cases, the process can be expedited if the homeowner does not respond to the foreclosure complaint, leading to a default judgment.… Read More
Facing foreclosure can be overwhelming, but homeowners often have options to regain control of their situation. One common question is: can you sell a house in foreclosure? The answer is yes—but it requires careful planning, quick action, and professional guidance. In this guide, we’ll break down your options, explain how foreclosure lawyers can help, and explore strategies specific to Florida homeowners who want to sell their house before foreclosure. Understanding Foreclosure Foreclosure occurs when a homeowner fails to keep up with mortgage payments, and the lender begins legal action to reclaim the property. Once a foreclosure notice is filed, the… Read More
Facing financial challenges that make it difficult to keep up with mortgage payments can be stressful for any homeowner. Falling behind on payments not only affects your home but can also impact your overall financial stability and peace of mind. When trying to avoid foreclosure, homeowners typically have two main options: a short sale or going through foreclosure. A short sale allows you to sell your home for less than the mortgage balance with lender approval, potentially reducing damage to your credit. Foreclosure, however, is a legal process where the lender repossesses the property to recover the loan. Understanding… Read More
Falling behind on mortgage payments can feel overwhelming, but you’re not alone in this struggle. Over 6 million Americans are currently behind on mortgage payments, making this a widespread financial challenge that many homeowners face. If you’re asking yourself “can you sell your house when behind on payments,” the answer is yes—and acting quickly could save your financial future. The key to success lies in understanding your options, the foreclosure timeline in Florida, and choosing the right selling strategy for your situation. Whether your home is worth more than you owe or you’re facing an underwater mortgage, there are viable… Read More
Worried about foreclosure? Chapter 13 bankruptcy could help you keep your home by avoiding foreclosure with Chapter 13 bankruptcy. By reorganizing your debts, it allows you to catch up on missed mortgage payments and avoid losing your house. This article will explain how Chapter 13 bankruptcy works and how it can prevent foreclosure. Key Takeaways Chapter 13 bankruptcy is designed for individuals with stable income, consolidating debts into a single repayment plan that allows homeowners to avoid foreclosure by catching up on overdue mortgage payments. The automatic stay provided by Chapter 13 bankruptcy halts foreclosure actions immediately upon filing, offering… Read More
When someone signs a mortgage, they are optimistic that they can make it. At the end of all the payments, they will have their own space, free and clear of debt. However, things don’t always go according to plan. For people who are behind on their mortgage – especially with threats of foreclosure, it can be a terrifying experience. Many homeowners who fall behind benefit from working with professionals to resolve their mortgage issues, often describing it as an amazing experience. To help you navigate your way through the process, here’s what you should do when you’re behind on your… Read More
If you’re a homeowner facing financial hardships that make it impossible to make your mortgage payments, you may want to consider a short sale. Generally, this involves selling your property for less than you owe on your mortgage with your lender agreeing to accept it as full payment. While this is typically a more favorable route than going through the foreclosure process, navigating the ins and outs of short selling usually requires the expertise of a seasoned legal professional. At Ziegler Diamond Law, our Florida short sale lawyers are here to help you understand the legal and financial implications involved,… Read More
Foreclosure can be very stressful, especially during this COVID-19 pandemic. Get expert advise on how to turn your foreclosure case around from our lawyers.
Deed-in-lieu can be a useful option, especially when strapped for cash. Bankruptcy Lawyers in Florida can help navigate through the complications.
If you’re considering bankruptcy, you would be wise to discuss your situation with a foreclosure defense lawyer Tampa, FL before you move forward. Call us today.
