Category: Bankruptcy


My Creditor Has a Default Judgment Against Me! What Now?
May 17, 2021

How a Creditor Gets a Default Judgment Against You If a creditor is unable to collect a debt from you, eventually they will file a complaint against you in court. The court issues a summons notifying you of the suit. The plaintiff must then properly serve you with the summons and complaint within the procedures set out by Florida law. In Florida, once you have been served, you have 20 days to file a response with the court if you want to avoid a default judgment. Should you miss that deadline, the plaintiff will then request the court to order… Read More

Where Should I File My Bankruptcy Petition?
April 19, 2021

There are many financial requirements you must meet to be discharged in bankruptcy in Florida.  But there are also requirements that govern where to file for bankruptcy. Keep in mind that bankruptcy actions are established under federal law. You will not file bankruptcy in state court, but rather in federal bankruptcy court. The federal district where you file determines where your case will be heard. What is the Basis for Where to File for Bankruptcy? When filing a bankruptcy petition, these three factors may govern where you file. For a consumer bankruptcy, normally you will file in the same district… Read More

4 Steps to Handle Overwhelming Debt From Divorce
October 20, 2020

In Kelly Ann Smith’s Article, How to Untangle Joint Credit Card Debt in Divorce, she does a great job of identifying the fundamentals of how debt is divided in a divorce.  In a nutshell, the divorce judge will assign who is responsible to pay for which balances.  The tough part is that the way that the divorce judge carves up the pie does not change who is signed to the loans.  So if the divorce judge says, for example, that former husband is supposed to pay former wife’s Amex card, but that doesn’t happen, then Amex could still sue and… Read More

Debt Collectors Made Big Profits While You Were Stuck at Home
July 14, 2020

While you were stuck at home, debt collectors saw fish in a barrel to collect on past due balances While so many consumers and small businesses are fighting tooth and nail to stay afloat, a survey from Prodigal Technologies, Inc, indicates that more than half of Debt Collectors outperformed their pre-COVID metrics.  Prodigal’s press release on their survey attributes several factors to the uptrend, but one factor in particular for successful debt collection firms was that they were better able to track borrowers while consumers were stuck at home with Safer-at-Home orders. This data should be an important point for… Read More

What Happens to Your Credit Cards After Bankruptcy?
August 20, 2019

There are a lot of aspects to consider when filing for bankruptcy. A debt collection lawyer in Tampa, FL can ensure you know what to expect. Call us today about your case.

Medical Bills and Your Credit Score
July 23, 2019

Credit scores are affected by many different things. If you find yourself in debt, a debt collection lawyer in Tampa, FL can help you through it. Call today.

The Role Debt Plays in Poverty
May 27, 2019

If you or someone you know is struggling financially, a debt harassment lawyer in Tampa, FL may be able to help. Call Ziegler Diamond Law: Debt Fighters today.

Recoupment Bankruptcy and Creditors’ Rights
May 26, 2019

Bankruptcy could be an option for your busriness, it is wise to meet with a bankruptcy lawyer in Clearwater, FL to discuss your options. Contact us today.

Bankruptcy For Small Business

Business bankruptcy can be an option in some cases. A bankruptcy lawyer in Tampa, FL can discuss your options and create a plan. Contact us today.

Different Types of Bankruptcy
April 17, 2019

There are multiple types of bankruptcy, and you may want to discuss your options with a chapter 13 bankruptcy lawyer Tampa, FL trusts. Contact us today.