Category: Bankruptcy
Bankruptcy can offer a fresh financial start, but only if handled correctly. Many people wonder what you cannot do after filing for bankruptcy, because certain actions after filing can affect your recovery and future credit. Avoiding common mistakes is key to rebuilding your financial stability and securing a debt-free future. Based on our experience helping countless Floridians, we’ve identified the top mistakes to avoid after filing bankruptcy, especially under Chapter 7 or Chapter 13. From racking up new debt too soon to neglecting credit rebuilding, these errors can delay your recovery. In this blog, we’ll highlight the actions to avoid,… Read More
Many people want to file bankruptcy but never begin the process because they get stuck on one question, “What assets do you lose in Chapter 7.” Understanding the answer to this question can help to alleviate a lot of pre bankruptcy stress. If you have anxiety about losing your most essential assets (i.e., home, car, personal items, etc.) during bankruptcy, we’re here to help. Contact us today to learn which of your assets are safe under Chapter 7 asset case and how to pursue alternative debt relief options if necessary. Understanding Chapter 7 Bankruptcy A liquidation bankruptcy (Chapter 7) offers… Read More
Deciding to file for bankruptcy can be terrifying – But, under the right circumstances, it can provide incredible financial relief. The most common types of bankruptcy in Florida are Chapter 7 & 13. By the time you’re finished reading, you’ll have the basic answers to “How do you qualify for Chapter 7 and Chapter 13 in Florida?” If you require more personalized information, we can help. Contact the Attorney Debt Fighters today to discuss your financial goals and whether or not bankruptcy is the right option. Introduction to Bankruptcy in Florida Bankruptcy Types and Purposes Chapter 7 is the most… Read More
Chapter 7 bankruptcy Florida (i.e., Liquidation bankruptcy or straight bankruptcy) is a legal procedure that can help most people eliminate most of their non-exempt debts. There are federal bankruptcy laws and state bankruptcy laws. In terms of Chapter 7 bankruptcy Florida, there are specific laws in place that differ from other states. It’s much easier to choose the right debt relief options for your specific situation when understanding the differences between Florida, other states, and federal codes. Here, we’ll take a look at the process, general requirements, and potential benefits of filing Chapter 7 in Florida. Need additional help? Our Chapter… Read More
Facing eviction can be a scary and stressful situation. Many people are struggling with rent and eviction issues, especially due to recent economic challenges. For many renters, filing for bankruptcy may be a viable temporary solution as it can help with easing financial burdens and pausing eviction process. But how well does bankruptcy work when it comes to stopping an eviction? Let’s take a look into the connection between bankruptcy and eviction while discussing the automatic stay, specific conditions by state and the advantages/disadvantages of turning to bankruptcy as a means to stop eviction. The Automatic Stay and How It… Read More
One of the most common questions we get at Attorney Debt Fighters is, “Can I file chapter 13 after chapter 7?” In most cases, the answer to that question is “yes.” However, this decision requires careful planning and a deep consideration of the impact it could have on your credit score. In this article we’ll take a deep dive into the reasons why someone might need to file chapter 13 after chapter 7, how soon can you file chapter 13 after 7, the process, and common challenges. Need more personalized information? Contact us today to schedule your free consultation with… Read More
Bankruptcy isn’t an easy process. It will certainly have an impact on your credit report. However with proper planning and disciplined execution, bankruptcy can offer you fresh start. One of the main drawbacks is the long-term effects it can have on your credit history. In this article we’ll explore answers to the following questions: How long does a bankruptcy stay on your credit report? Why does bankruptcy stay on credit report for so long? How to rebuild your credit post-bankruptcy? If you’re considering bankruptcy, you’re not alone. The debt attorneys at Ziegler Diamond Law are here to help walk you… Read More
With more than 43 million Americans holding student loan debt, it’s safe to say that we’re in a national crisis. Ten of millions of borrowers feel like they’re trapped and have no way to escape the quagmire of debt. When the typical repayment options fail, many wonder, “Can you file bankruptcy on student loans”? Unfortunately, the best answer to that question is, “maybe.” That’s because U.S. bankruptcy laws make it extremely difficult (if not impossible) to discharge student loans. If you’re feeling overwhelmed by your debt obligations, there are many potential debt relief options available to you. Contact us today… Read More
Bankruptcy can be a stressful, complex and drawn out process that includes many vital actors: at the heart lies the bankruptcy trustee. This individual plays an essential role in the most critical phases of bankruptcy. As such, their actions or inactions can greatly influence the outcome of your case. In this article, we’ll discuss the ins and outs of a trustee, including the role of bankruptcy trustee in investigations, the differences in this respect between some bankruptcy chapters and what their work means for your case. The Role of a Bankruptcy Trustee Understanding what a bankruptcy trustee does can help… Read More
People file bankruptcy for all sorts of reasons. However, many stop short of filing due to misconceptions about the process. In this article we’ll debunk some of the most common bankruptcy myths and highlight real interesting facts about bankruptcy. By the time you’re finished reading you should have more clarity and a better understanding before making this significant financial decision in your life. If you’re considering Chapter 7 or Chapter 13 bankruptcy but aren’t sure if it’s right for you, we’re here to help. Contact us today to speak with a top rated bankruptcy lawyer in Florida about the details… Read More
