Sued by Pollack & Rosen in Florida? Here’s What to Do


Don’t Ignore the Lawsuit

Receiving a lawsuit from Pollack & Rosen, P.A. can be alarming, but you have rights and options. This guide walks you through the immediate steps to protect yourself and your assets.

Who is Pollack & Rosen?

Pollack & Rosen, P.A. is a Florida debt collection law firm representing creditors — including credit card companies, banks, and medical providers — in lawsuits to collect debts. Being served does not mean you’ve lost. It means the clock has started.

The Critical 20-Day Deadline

In Florida, you have only 20 days from the date you were served to file a written response. If you miss it, the court can enter a default judgment against you — giving Pollack & Rosen the right to garnish your wages and levy your bank account.

Common Legal Defenses

  • Statute of Limitations: Most Florida debt collection lawsuits must be filed within 5 years. If the debt is older, the lawsuit may be time-barred.
  • Lack of Standing: The plaintiff must prove they legally own the debt. Debt buyers often cannot produce the required documentation.
  • FDCPA Violations: If Pollack & Rosen violated the Fair Debt Collection Practices Act, you may have a counterclaim against them.

Don’t Fight Them Alone

Contact Ziegler Diamond Law for a free, confidential case review. We will analyze your case, identify your strongest defenses, and advise you on the best path forward. Call (727) 538-4188 now or fill out our online form to get started.