5 Steps if You Been Sued by Andreu Palma Lavin & Solis PLLC
Facing a lawsuit from Andreu Palma Lavin & Solis, PLLC can feel overwhelming, especially when it involves outstanding financial obligations. As a multi-jurisdictional law firm, Andreu Palma Lavin & Solis, PLLC is known for representing financial institutions and creditors in civil litigation, with a strong focus on the debt collection process. If this firm has sued you, it’s important to understand how the legal process works and what steps you can take to protect your interests. The law firm’s experience in debt collection means they are well-versed in pursuing claims on behalf of their clients, but with the right approach, you can work towards a positive outcome. Understanding the lawsuit process and your rights is the first step in addressing the debt and moving forward. If you have been sued by the law firm Andreu Palma, learn about the best steps for your situation below.
Andreu Palma Lavin & Solis PLLC is a debt collection law firm based in Miami, Florida. A lawsuit has been filed against you, and the process typically begins when you receive a legal notice informing you of the lawsuit.
Who is Andreu Palma Lavin & Solis PLLC?
Andreu Palma is located at 815 NW 57th Ave, Suite 401, Miami, FL 33126. According to the Florida Department of Corporations, the firm opened in 2003. Juan G. Andreu, Jorge Palma, Yulexy Solis, and Desiree Lavin are listed as the managing partners and are experienced attorneys. The Florida Bar indicates that Juan G. Andreu has been licensed since 1999 with no 10-year discipline history; Jorge Palma has been licensed since 2002 with no 10-year discipline history; Yulexy Solis has been licensed since 2002 with no 10-year discipline history; and Desiree Lavin has been licensed since 2001 with no 10-year discipline history.
The firm’s practice focuses on debt collection and civil litigation, representing clients in these areas throughout South Florida. Andreu, Palma, Solis, & Lavin is a multi-jurisdictional law firm. They are given an“A+” rating by the BBB in spite of 12 complaints in the last 3 years (as of 12/8/2024).
The CFPB reflects 42 complaints (as of 12/8/2024).
Why have I been sued by Andreu, Palma, Solis, & Levin?
Andreu, Palma, Solis, & Levin often represent creditors and debt collection in collection lawsuits to try to secure payment for their clients. Their firm focuses on legal collection on consumer debt. Therefore, if Andreu Palma Lavin & Solis PLLC has sued you, it is most likely that they are representing a creditor who claims you owe them a debt. Understanding your unique financial situation is key. Evaluating your options based on your unique financial situation can help you determine the best course of action.
Evaluating Your Options
If you have been sued by Andreu Palma Lavin & Solis PLLC, it is essential to evaluate your options carefully. You may feel overwhelmed and unsure of what to do next, but it is crucial to take a step back and assess your situation. Consider the following factors:
- The amount of debt you owe and the interest rate
- Your income and expenses
- Your credit score and history
- Any potential defenses you may have against the lawsuit
- The possibility of negotiating a settlement or payment plan
After reviewing these factors, it is critical to review the records associated with the debt. Debt collectors must prove they have standing to file the lawsuit, including ownership of the debt and the amount owed. If the debt collector cannot prove ownership or the correct amount, this can serve as a defense in your case.
Understanding your unique financial situation is key. Take a close look at your outstanding financial obligations and determine how they align with your current income and expenses. This will help you gauge your ability to attempt negotiation, create a payment solution, or settle the debt. Many debt collectors are willing to attempt to create customized payment plans or engage in debt settlement negotiations. Through negotiation, debts often settle for about 71% of the face value. If you can settle or reach a debt settlement agreement, make sure the terms are in writing. Having a written settlement agreement is essential to avoid future collection attempts or claims on the settled debt.
It is also important to consider seeking the advice of a qualified attorney who specializes in debt collection and civil litigation, such as an Andrea Palma attorney. They can help you understand your options and develop a strategy to address the lawsuit. An attorney can provide insights into potential defenses, such as disputing the debt or challenging the validity of the creditor’s claims. By evaluating your options thoroughly, you can make informed decisions and take proactive steps to protect your financial future.
Responding to the Lawsuit
Responding to a lawsuit from Andreu Palma Lavin & Solis PLLC requires careful attention to detail and a timely response. Failure to respond or appear in court can result in a default judgment, which can have severe consequences, including wage garnishment and bank levies.
Understanding the Importance of a Timely Response
In Florida, you have 20 days to respond to a lawsuit in writing. It is crucial to respond within this timeframe to avoid a default judgment. Your response should include:
- An admission or denial of the allegations made in the lawsuit
- Any affirmative defenses you may have
- A request for a hearing or trial
Andreu Palma Lavin & Solis PLLC is a multi-jurisdictional law firm with extensive experience in civil litigation and debt collection. They will likely be aggressive in pursuing the lawsuit, so it is essential to be prepared and respond promptly. Missing the 20-day window can lead to automatic judgment against you, making it even more challenging to resolve the debt.
Is there a class action lawsuit against Andreu Palma Lavin & Solis PLLC
Consumers have sued Andreau Palma. A search of the federal court “PACER” system reflects 2 cases in federal court where Andreu Palma Lavin & Solis PLLC was listed as a defendant (as of 6/30/2021).
Consumers have sued Andreau Palma in at least one class actions. In a 2017 Federal Lawsuit based in the Middle District of Florida, the Plaintiff claimed that collection notices sent by Andreau Palma violated the Fair Debt Collection Practices Act by failing to correct identify the party to whom the debt was owed.
How to beat Andreu Palma Lavin & Solis PLLC?
First, don’t bury your head in the sand! Florida Courts are divided into 3 levels depending on how much the lawsuit is for: small claims, county court, and circuit court. In small claims cases, a defendant is required to attend a hearing early on called a “case management conference”; whereas in county court and circuit court, the defendant has 20-days to file a written response from the day the lawsuit papers are served. If a defendant doesn’t appear (in small claims) or they fail to respond (in county court or circuit court), the court will likely enter a default judgment against them. Make sure to respond (or hire someone to do so) so you don’t lose off the bat!
Successfully defending against a lawsuit from Andreu Palma Lavin requires significant efforts, including gathering documentation, preparing a strong response, and possibly negotiating with the law firm. When negotiating with Andreu Palma Lavin, it is crucial to focus on practical solutions that can lead to a favorable outcome.
Negotiating with Andreu Palma Lavin
Negotiating with Andreu Palma Lavin & Solis PLLC can be a viable option for resolving the lawsuit. They may be willing to accept a settlement or payment plan, especially if you have a strong defense or are experiencing financial difficulties.
When negotiating with Andreu Palma Lavin, it is essential to:
- Be honest and transparent about your financial situation
- Provide documentation to support your claims
- Be respectful and professional in your communication
- Seek the advice of an attorney if possible
Keep in mind that Andreu Palma Lavin & Solis PLLC is a law firm that represents creditors and financial institutions. They may be more willing to negotiate if you can demonstrate a willingness to pay the debt or come to a mutually beneficial agreement. By approaching negotiations with a clear understanding of your financial situation and a willingness to find practical solutions, you can increase your chances of reaching a favorable outcome.
Get the Legal Help You Need After Being Sued by Andreu Palma
Being sued can be an overwhelming experience, but you don’t have to face it alone. If you’re dealing with a lawsuit from Andreu Palma, it’s crucial to understand the legal process and your options moving forward. Legal disputes, particularly those involving financial stakes, can be complex and carry long-term consequences. Navigating them without the right guidance can lead to costly mistakes. Ziegler Diamond Law attorneys can help you assess the strengths and weaknesses of your case, explore possible defenses, and work toward a resolution that protects your rights and interests. It’s important to take the right steps from the beginning to avoid unnecessary delays or complications. If you need a debt collection attorney in Palma, contact us today for a free consultation and take the first step toward resolving your legal issues with confidence.
Frequently Asked Questions
1. What does it mean if I’m sued by Andreu, Palma, Lavin & Solis?
Being sued by Andreu, Palma, Lavin & Solis means a creditor or debt buyer claims you owe money and has filed a lawsuit to collect that debt.
2. Who is Andreu, Palma, Lavin & Solis PLLC?
Andreu, Palma, Lavin & Solis PLLC is a multi‑jurisdictional law firm that represents creditors in debt collection lawsuits on behalf of financial institutions.
3. How long do I have to respond to a lawsuit from Andreu Palma?
In Florida, you usually have 20 days from when you were served to respond in writing to avoid a default judgment.
4. What happens if I ignore the lawsuit from Andreu Palma?
Ignoring it can lead to a default judgment, which may allow wage garnishment or levies on your bank account.
5. Should I get a lawyer if sued by Andreu Palma?
Yes. Consulting a debt defense attorney can help you understand defenses, potentially dismiss the lawsuit, or negotiate a better outcome.
