Income tax can, in some instances, be discharged in a personal bankruptcy. In order for income taxes to be dischargeable, the tax returns had to have been filed at least two years prior, and the same amount of time would have to have gone by before they can become dischargeable.

Income tax can, in some instances, be discharged in a personal bankruptcy. In order for income taxes to be dischargeable, the tax returns had to have been filed at least two years prior, and the same amount of time would have to have gone by before they can become dischargeable.

What Are The Exemptions For Bankruptcy In Florida?

In a Chapter 7 case, in order to obtain the benefit of the discharge, meaning the wiping out of the debt, the tradeoff that the federal government has set is that a consumer is limited on the amount of assets they can keep. The exemptions are the list of property that comes from state and federal law, which says which things you are allowed to keep. In Florida, the abbreviated list includes your homestead or primary residence, a certain allowance of personal property, which includes basic household goods, a limited allowance of vehicle equity, retirement funds, and some other assets. In cases outside of Chapter 7, such as Chapter 13, you are allowed to keep all of your assets, but the exemptions may affect your monthly repayment plan.

Ziegler Diamond Law: Debt Fighters – New Name, Same Dedication to Helping Consumers Overcome Debt Problems

January 22, 2021

January 22, 2021 – Clearwater, FL– The Law Office of Michael A. Ziegler: Debt Fighters, a Florida law firm that helps consumers overcome debt problems, announced today the appointment of partner Kaelyn Steinkraus Diamond to shareholder partner. The firm will now be known as Ziegler Diamond Law: Debt Fighters.

“Kaelyn’s passion and expertise for protecting our clients from illegal debt collecting activities have made her a tremendous asset to the firm,” said Managing Partner Michael Ziegler. “I am proud to have her name appear next to mine.”

Mrs. Diamond first began working at the firm as a law clerk in 2014. In 2016, she became as associate attorney. She advanced to partner in 2019.

Mrs. Diamond focuses her practice on representing consumers in creditor harassment cases. Clients need her services more than ever, because debt collectors have become extremely aggressive during the pandemic. Since most people are staying home, it’s easier than before for debt collectors to reach consumers. Unfortunately, they are taking full advantage of that circumstance.

“I want everyone to understand they are not at the mercy of unscrupulous debt collectors,” said Kaelyn Diamond. “Just because a consumer is in debt or behind on bills, debt collectors still have an obligation under the law to collect without harassment or abuse. If they violate those laws, the debt collectors may have to pay.”

A Florida native, Mrs. Diamond is on the Florida Bar Consumer Protection Law Committee where she is chair of the Social Media & Outreach Subcommittee. She is also a member of the National Association of Consumer Advocates and Public Justice. Mrs. Diamond holds an Avvo Top Attorney rating, and she also won the Avvo Client’s Choice Award for 2019. In 2018, 2019 and 2020, she was selected as a Super Lawyer Rising Star.

About Ziegler Diamond Law: Debt Fighters

The law firm of Ziegler Diamond Law: Debt Fighters helps consumers overcome debt problems. Services offered include debt relief, bankruptcy, debt consolidation, debt collection harassment, foreclosure defense and correction of credit reporting errors. They have offices in Clearwater (727) 538-4188, Tampa (813) 225-3111 and Mt. Dora (352) 600-1326. Video, phone and in-person consultations are available. Additional information is available on the firm’s website at https://attorneydebtfighters.com.

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Ziegler Diamond Law: Debt Fighters, provides effective legal services to consumers in Clearwater, Florida, and throughout the Tampa Bay area who are facing home foreclosure, unmanageable debts, debt collector harassment, or other debt-related problems.

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Clearwater: (727) 538-4188 Tampa: (813) 225-3111

Mt. Dora: (352) 600-1326

Ziegler Diamond Law: Debt Fighters – New Name, Same Dedication to Helping Consumers Overcome Debt Problems

About Ziegler Diamond Law: Debt Fighters

CLEARWATER LOCATION

(727) 538-4188

TAMPA LOCATION

(813) 225-3111

ALTAMONTE SPRINGS LOCATION

(352) 600-1326