Discharging Debt Lawyer Tampa, FL

Discharging Debt Lawyer Tampa, FL

Discharging Debt Lawyer Tampa, FLWhen you are looking into getting rid of debt and are curious if bankruptcy can do this for you, you should speak with a discharging debt lawyer Tampa, FL residents have relied on for years from Michael A. Ziegler, P.L. We understand that when you have serious amounts of debt, restructuring your debt may not do you much good. In fact, just because you can file for a certain type of bankruptcy does not mean that this is the best option for you. Instead, you should speak with our attorney about filing for Chapter 7 bankruptcy and seeing how this could help you with your finances and your debt. Contact our office for a consultation now. 

Why won’t Chapter 13 bankruptcy help me?

As you look into filing for bankruptcy, you will quickly realize that there are a handful of types of bankruptcy but only one or two may apply to you. For most individuals, they are going to find that filing for Chapter 7 or Chapter 13 bankruptcy is more applicable than filing for others. Chapter 13 is a great solution if you would like to restructure the debt you owe. Doing so can help you get on a much more manageable repayment schedule. If you need debt forgiveness, however, you should speak with our Chapter 7 bankruptcy lawyer Tampa, FL trusts. 

Can Chapter 7 bankruptcy wipe out all of my debt? 

Although it is true that filing for Chapter 7 bankruptcy can wipe out a great deal of your debt, it cannot wipe out all types of debt. The debts that you cannot wipe out are called secured debts. For example, although student loans could fall under dischargeable debts in very rare circumstances (if your attorney can prove undue hardship), student loans are not typically dischargeable debts. Other examples of debts that are dischargeable are:

  • Past-due utility bills
  • Medical bills
  • Credit card bills
  • Business debts
  • Personal loans

These are just a few of the types of debts that Chapter 7 bankruptcy can wipe out. 

Who can I turn to for help with my debt?

When you are in such serious debt that you are considering filing for bankruptcy, don’t hesitate any further in getting in contact with one of our attorneys. We know that this is a difficult process and we are here to help you every step of the way. Want to learn more about Chapter 7 bankruptcy and dischargeable debt? If you are interested in discharging debt, a Tampa, Florida lawyer from Michael A. Ziegler, P.L. can help today. 

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