Debt Lawyer Tampa FL
Debt Lawyer Tampa FL
Debt lawyers recommended by Tampa FL residents are well aware of the pitfalls that come with crushing debt. When a debtor receives yet another phone call or letter from a debt collection agency, they may feel helpless in how to get these constant reminders to stop. While a reminder every once in a while may be acceptable, receiving incessant pressure to make an overdue payment may actually be violating the debtor’s rights. If you or someone you love is struggling to get a debt collector off their back, you can rely on a Tampa, FL debt lawyer at the Law Office of Michael A. Ziegler, P.L. for advice.
At Ziegler Diamond Law: Debt Fighters, our Tampa, Florida debt lawyers have successfully represented thousands of clients who are both individuals or corporate debtors. Through our experience and knowledge, we can help you get back on your feet and with a fresh start. Ziegler Diamond Law: Debt Fighters, can guide you through the process and debt relief options. You’ll have the opportunity to discuss your objectives and then we will help you to make a sound decision on the best option for you. Let us help you to become free of debt through legal measures that benefit individuals or companies. Call us today.
A debtor may not be sure whether the contact they are getting from a debt collector is appropriate, or harassment. There is a fine line between a gentle reminder, and unrelenting contact that may include hostile threats.
When a Creditor Forwards Your Debt to a Collector
The creditor you owe money to may request that a debt collector tries to get payment from you, particularly if the creditor has been unsuccessful. The debt collection agency may use unethical tools to seek payment. A Tampa, FL debt lawyer at the Law Office of Michael A. Zieglar, P.L. is likely to recommend that you contact the original creditor about the payment issues. A creditor may be willing to work with you to create a payment plan in which you both benefit.
Debt Collectors Do Not Have the Right to Harass You
A debt collector may be permitted to contact you regarding an overdue payment. However, they are not allowed to use hurtful and threatening ways to get money from you. A debtor may feel embarrassed about the money they owe, and think the pestering they are enduring is fair. This is an incredibly false belief, as even though you may owe money this does not mean you should endure unprofessional and merciless actions from the debt collector.
The Law Offices of Michael A. Ziegler, P.L., our Tampa, FL debt lawyer can help you decide whether the debt collector’s behavior is unlawful. If something is telling you that the contact is just not right, then you are probably correct. It is likely time to get legal assistance.
There is No Excuse for Debt Collector Abuse
A debtor may experience abuse from a debt collector for quite some time before finally investing in legal help. There are many ways that a debt collector may be harassing you. If any of the following actions have been used against you, you may have a solid foundation for a lawsuit with the help of a debt lawyer from Tampa, FL:
- The debt collector threatens to arrest you for lacking payment
- The debt collector calls before 8:00am or after 9:00pm
- The debt collector contacts your loved ones or employer regarding the debt
- The debt collector tries to get more information about you through contacting third parties
- The debt collector continues to harass you despite requests to stop
- The debt collector refuses to validate the debt owed
How We Can Help You To Find Financial Relief
In terms of debt relief, there are several methods available. As a Tampa, Florida debt lawyer we might recommend one of the following:
We can review your financial situation to help you determine whether or not bankruptcy is ideal. There are two common types of bankruptcy for individuals, including:
Chapter 7 – This will involve the liquidation of certain assets. After, proceeds from the liquidation will be used to pay off the creditors. Some unsecured debt may then be discharged. You must pass a means test before qualifying for Chapter 7.
Chapter 13 – This type of bankruptcy is a good option for anyone who has enough income to pay on monthly installments. If this suits you, a bankruptcy lawyer Tampa, Florida trusts may help you to restructure all of your debt into one payment that may last 3-5 years.
Chapter 11 Bankruptcy
If you are a company, business owner, or corporation, a debt lawyer in Tampa, FL might talk to you about filing for Chapter 11 bankruptcy. In the event of any related litigation, we will be happy to find a practical solution to overcome it.
Handling Credit Card Lawsuits
At Ziegler Diamond Law: Debt Fighters, we also handle credit card lawsuits. If you are being sued for unpaid debt, we may be able to file for bankruptcy on your behalf. When this happens, the lawsuit is effectively stopped. Let us review your lawsuit to determine how we can get you out of this situation.
Wage Garnishment – In general, when you file for Chapter 7 or Chapter 13 bankruptcy, any garnishment of your wages will end. It may also be possible to protect you from a garnishment before you file for bankruptcy. In this case, you should not delay in calling a debt lawyer Tampa, FL has to offer.
Bankruptcy is not the only option for debt. You may also have the ability to settle your debt for much less than you owe. Before you give up, talk with a debt lawyer in Tampa, Florida today. Call The Law Office of Michael A. Ziegler, P.L.
A debtor does not deserve to be mistreated because they have debt. Our Tampa, FL debt lawyers believe that a person suffering from debt collection harassment deserves financial compensation. The Law Office of Michael A. Ziegler can help you as you file the lawsuit, and offer guidance along the way. Do not let the interference continue, let us help. Please call our debt collection lawyer in Tampa, FL today for a free initial consultation.
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Clearwater: (727) 538-4188 | Tampa: (813) 225-3111