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Why is car insurance so expensive in Florida? Insurance expert weighs in on high rates


April 28, 2025

According to Bankrate’s January 2025 data, Florida is the state with the most expensive average annual cost for full coverage car insurance, at an average of $4,171 each year, which is 58% higher than the national average of $2,638.
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https://www.floridatoday.com/story/news/2025/02/13/why-car-insurance-expensive-florida-cheap-insurance-rates/78452091007/

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Michael Ziegler Managing Partner
Michael Ziegler is the managing partner of Ziegler Diamond Law, serving consumers throughout Florida. With a focus on consumer protection, Michael helps clients navigate bankruptcy, defend against debt collection lawsuits, and address credit reporting errors. Known for his strategic approach and dedication to empowering individuals to regain financial control, Michael also chairs the Clearwater Bar Association's Small Firm section. Outside the office, he enjoys camping with his family and pursuing real estate ventures.

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About the Author

Michael Ziegler is the managing partner of Ziegler Diamond Law, serving consumers throughout Florida. With a focus on consumer protection, Michael helps clients navigate bankruptcy, defend against debt collection lawsuits, and address credit reporting errors. Known for his strategic approach and dedication to empowering individuals to regain financial control, Michael also chairs the Clearwater Bar Association's Small Firm section. Outside the office, he enjoys camping with his family and pursuing real estate ventures.