Sued by RAS LaVrar in Florida? What to Do Next
Sued by RAS LaVrar? What Florida Consumers Need to Know
If RAS LaVrar, LLC has filed a lawsuit against you in Florida — or their letters keep arriving — you’re not alone, and you’re not out of options. I’m Michael Ziegler, and for more than a decade our firm has defended Florida consumers against collection lawsuits like this one. In Florida, the outcome of a collection case often turns on how quickly you respond, so here’s who RAS LaVrar is, why they’re suing you, and what to do next.
Who Is RAS LaVrar, LLC?
RAS LaVrar, LLC is a creditors’ rights law firm headquartered at 1133 S. University Drive, Plantation, FL 33324, that files consumer collection lawsuits in Florida courts. The firm describes itself as a full-service creditors’ rights law firm providing collection services in areas including consumer collections. If you’ve heard from them, a creditor or debt buyer has likely hired the firm to collect — or to sue.
Is RAS LaVrar legitimate? Yes — it’s a real law firm, and its lawsuits are real. Whatever you read about them online, no review resolves your case: verify every claim in the complaint rather than take it at face value, and respond before your deadline.
Why Have I Been Sued by RAS LaVrar?
RAS LaVrar files lawsuits on behalf of the creditors and debt buyers it represents. A lawsuit means the plaintiff — the creditor or debt buyer named at the top of the complaint — is asking a Florida court for a judgment, which unlocks collection tools like wage garnishment and bank levies. Read the complaint carefully: whether the plaintiff is the original creditor or a debt buyer changes what proof they need. If a different collector’s name is on your paperwork, our Florida debt collection companies list may help you identify them.
How to Respond to a RAS LaVrar Lawsuit in Florida — 5 Steps
1. Respond before the deadline
Florida courts are divided by the amount in dispute: small claims (up to $8,000), county court (up to $50,000), and circuit court above that. In small claims, you must appear at an early hearing called a pretrial conference. In county and circuit court, you have 20 days from the date you’re served to file a written response. Miss the deadline and the court will likely enter a default judgment against you.
2. Read the lawsuit critically
Collection lawsuits are built on another company’s records, and those records can be wrong — wrong amount, wrong person, missing account documents, or a debt too old to sue on. Don’t assume the claim is correct just because it’s typed on court paper.
3. Check the age of the debt
Florida’s statute of limitations generally gives creditors five years to sue on debts based on a written agreement. If the last activity on the account is older than that, you may have a complete defense — but you usually have to raise it. Our guide to Florida credit card lawsuit time limits covers this in detail.
4. Weigh your options honestly
Fight the case, negotiate a settlement, or — if this lawsuit is one debt among many — consider whether bankruptcy resolves the whole picture instead of one lawsuit at a time. An honest review of your full debt picture tells you which tool fits.
5. Get any agreement in writing
If you settle — with or without an attorney — get every term in writing before you pay: the amount, the payment terms, and what happens to the lawsuit. A written agreement protects both sides.
FAQ: RAS LaVrar Lawsuits in Florida
What happens if I ignore a RAS LaVrar lawsuit?
In Florida, ignoring a lawsuit usually leads to a default judgment. With a judgment, the plaintiff can pursue wage garnishment and bank account levies. Here’s what happens after a judgment is entered — and why acting before that point matters so much.
Should I call RAS LaVrar back?
The firm represents its client’s interests, not yours. You’re generally better off understanding your rights and defenses first — and remember that any lawsuit deadline keeps running regardless of phone conversations.
Sued by RAS LaVrar? Talk to a Florida Debt Defense Team First
At Ziegler Diamond Law, we’ve spent more than a decade defending everyday Floridians against collection lawsuits — along with bankruptcy, credit reporting errors, and collection harassment. We’ll review your case, lay out your defenses and options, and give you a straight answer about the best path forward.
Call (727) 538-4188 for a Free Debt Freedom Strategy Session, or schedule online.
This page is general information, not legal advice. For Florida residents, contact Ziegler Diamond Law for a Free Debt Freedom Strategy Session.