Sued by Hayt, Hayt & Landau in Florida?
Sued by Hayt, Hayt & Landau in Florida?
Hayt, Hayt & Landau is a debt collection law firm that files lawsuits against Florida consumers on behalf of creditors and debt buyers. If you’ve been served with a lawsuit from this firm, you need to respond quickly — failure to do so can result in a default judgment against you.
Who Are Hayt, Hayt & Landau?
Hayt, Hayt & Landau is a multi-state debt collection law firm with offices in Florida. They represent a wide range of creditors including banks, credit card companies, medical providers, and debt purchasing companies. They are known for aggressive collection litigation throughout Florida.
Common Defenses Against Hayt, Hayt & Landau
Statute of Limitations
In Florida, creditors generally have 5 years to sue on a written contract. If the debt is older than this, you may have a complete defense to the lawsuit.
Lack of Standing
If the plaintiff is a debt buyer (not the original creditor), they must prove they legally own the debt and have the right to sue. Debt buyers often lack proper documentation to prove ownership of the account.
Incorrect Amount
The amount claimed in the lawsuit may include improper fees, interest, or charges. We can challenge the calculation of the debt.
FDCPA Violations
If Hayt, Hayt & Landau violated the Fair Debt Collection Practices Act in their communications with you, you may have a counterclaim that could offset or eliminate the debt.
Act Fast — You Have 20 Days
Once you are served with a lawsuit in Florida, you have only 20 days to file a written response. Don’t wait. Contact Ziegler Diamond Law today for a free case evaluation. Call (727) 538-4188 or reach out online.
