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⚡ AI-Powered Instant Review

Were You Contacted After Your Bankruptcy Discharge?

If a debt collector contacted you about a debt that was discharged in your bankruptcy, that’s a violation of federal law (11 U.S.C. §524). You don’t need to find your old discharge paperwork — we’ll pull it from the court ourselves. Get an instant AI review of your case in minutes.

  • Instant AI ReviewImmediate initial assessment of your post-discharge collection claim under 11 U.S.C. §524
  • Florida AttorneysReal consumer protection attorneys review every viable case within 1–2 business days
  • We Pull Your DischargeDon’t have your old paperwork? Just tell us your bankruptcy basics — we’ll get it from the court
  • No Upfront FeesFor qualifying §524 / FDCPA / FCCPA cases — the collector pays our fees if we win

Start Your Free Case Review

Tell us about your bankruptcy and any post-discharge contact. We’ll pull the discharge order from the court ourselves — you don’t need to find it.

🔒 Confidential📁 Secure upload👥 Reviewed only by our team

What we need from you

Just two things — and we’ll handle the rest.

  • Your bankruptcy basics — your name as it appeared on the case, plus the case number or approximate filing year. We’ll pull your discharge order from the court ourselves. (If you have the discharge paperwork handy, upload it — saves us a lookup.)
  • Any post-discharge contact from the collector — a collection letter, voicemail, text, account statement, or court papers if they sued you. Phone photos or screenshots are fine. Even one piece is enough to start.
Don’t have all your bankruptcy info? Just tell us what you remember — even your filing year and the Florida city the case was in. We’ll find the rest in the court records.

How it works

  1. You upload your documents. Whatever you have — letters, voicemails, screenshots, call logs.
  2. Our AI conducts an instant initial reviewAI Within minutes, our AI evaluates your situation against 11 U.S.C. §524 (the bankruptcy discharge injunction) and flags potential violations for our team.
  3. Florida attorneys review viable cases. Within 1–2 business days, our consumer protection attorneys do a full review of any AI-flagged case.
  4. Free consultation. If your case is a fit, we schedule a no-cost consultation. If not, we will tell you the truth and discuss other options that may help.

Our Consumer Protection Guarantee

For qualifying post-discharge collection cases under 11 U.S.C. §524:

  • No upfront fees to find out if you have a case. AI review, attorney review, and case evaluation cost you nothing.
  • If we take your case and recover, the collector pays our legal fees under federal law. You keep your damages, including any sanctions ordered by the bankruptcy court.
  • If your situation does not qualify, we will tell you the truth and discuss other options. Bankruptcy and lawsuit defense are separate, fee-based services — we will explain costs clearly so you can decide.
A bankruptcy discharge is permanent.Once a debt is discharged, federal law (11 U.S.C. §524) forbids the collector from continuing to collect. It doesn’t matter whether the collector “didn’t know” about your discharge, whether the debt was sold to another company, or how small the amount is — the burden is on them to check, not on you. Each violation can carry meaningful damages plus sanctions.

Questions before you upload?

(727) 538-4188

Monday–Friday · 9:00 AM–5:00 PM ET

Ziegler Diamond Law represents Florida consumers in FDCPA, FCCPA, and post-bankruptcy-discharge debt collection matters. AI-assisted initial review is a screening tool; all viable cases receive full attorney review before any legal action. Your communications and documents are confidential. Submitting this form does not by itself create an attorney-client relationship; that relationship begins only when we both sign a written engagement agreement.

📞 Call (727) 538-4188