What to upload (if you have it)
- Letters from the collector — phone photo is fine
- Voicemail recordings or transcripts — often the strongest evidence
- Text messages or emails from the collector
- Call log showing dates and times
- Court papers if you have been sued
- Bankruptcy discharge order if applicable
- Account statements or notes documenting the debt
Not sure if something counts? Upload it anyway. Five minutes of uploading now can save weeks of back-and-forth later.
How it works
- You upload your documents. Whatever you have — letters, voicemails, screenshots, call logs.
- Our AI conducts an instant initial reviewAI Within minutes, our AI evaluates your situation against FDCPA, FCCPA, and post-discharge bankruptcy law and flags potential violations for our team.
- Florida attorneys review viable cases. Within 1–2 business days, our consumer protection attorneys do a full review of any AI-flagged case.
- Free consultation. If your case is a fit, we schedule a no-cost consultation. If not, we will tell you the truth and discuss other options that may help.
Our Consumer Protection Guarantee
For qualifying FDCPA / FCCPA / post-discharge cases:
- No upfront fees to find out if you have a case. AI review, attorney review, and case evaluation cost you nothing.
- If we take your case and recover, the collector pays our legal fees under 15 U.S.C. §1692k and Fla. Stat. §559.77. You keep your damages.
- If your situation does not qualify, we will tell you the truth and discuss other options. Bankruptcy and lawsuit defense are separate, fee-based services — we will explain costs clearly so you can decide.
You have rights even if you owe the money.The federal and Florida consumer protection statutes regulate collector behavior, not the underlying debt. If a collector called outside legal hours, threatened action they could not take, contacted your employer or family, refused to verify a debt you disputed, or kept collecting after a bankruptcy discharge — you may have a claim regardless of whether the underlying debt is legitimate.
Questions before you upload?
(727) 538-4188Monday–Friday · 9:00 AM–5:00 PM ET
Ziegler Diamond Law represents Florida consumers in FDCPA, FCCPA, and post-bankruptcy-discharge debt collection matters. AI-assisted initial review is a screening tool; all viable cases receive full attorney review before any legal action. Your communications and documents are confidential. Submitting this form does not by itself create an attorney-client relationship; that relationship begins only when we both sign a written engagement agreement.